I’m launching a white-label portal specifically for motor insurance and need it built from the ground up. The core functions are already clear in my mind: drivers must be able to generate real-time quotes, purchase or renew policies, and submit or track claims—all under whichever brand skin I apply later. Email-based sign-up and log-in are mandatory, with password reset and basic security best practices in place. The interface has to be responsive so agents can work on desktop while customers glide through the same flow on mobile. Beyond that foundation, I’ll need: • An admin area where I can configure branding elements, products, commissions, and user roles. • Simple API endpoints (REST/JSON) so I can plug in insurer rating engines, payment gateways, and a document service for policy PDFs. • Clean, well-commented code that I can hand to other partners after go-live. If you have experience in insurance tech and can turn this around quickly, I’d love to review your approach, preferred stack, and a rough timeline.