I need a skilled developer to turn my idea for a mobile money-growth platform into a working iOS and Android app—fast. The entire onboarding flow must rely solely on biometric authentication (Face ID or Touch ID). No photo ID uploads, no document scans, and absolutely no extra verification checks. A user should be able to download, authenticate in seconds, deposit funds, and immediately start watching their balance grow. Because this is a mobile application, experience with secure wallet or fintech apps is essential. You’ll architect the back-end, implement real-time balance updates, and wrap everything in an intuitive, modern UI that meets App Store and Google Play guidelines. Key deliverables • Full-stack mobile app (iOS & Android) with biometric-only sign-up • Encrypted user data storage and compliant payment gateway integration • Admin dashboard or API endpoints so I can monitor deposits and growth logic • Tested, installable builds plus clean, well-documented source code I’m aiming to move quickly—please outline relevant experience shipping secure, transaction-based apps and how soon you can supply an initial build.