I run an online service that sells personal credit reports to U.S. customers. Because the industry is classified as high-risk, I first need a compliant American merchant account and then a seamless gateway connection to my site. Here’s what has to happen: the solution must accept credit and debit cards plus direct bank transfers, process both one-time purchases and recurring subscription charges, and include built-in fraud detection. Once the provider is selected, I want the full API or plugin integrated, tested in a sandbox, and then pushed live without interrupting current traffic. Clear documentation and a quick walkthrough will complete the hand-off so I can manage standard tasks—refunds, chargebacks, plan changes—on my own afterward. If you have proven experience securing high-risk merchant accounts for U.S. clients and can handle end-to-end gateway integration, I’d like to work with you.