I need a meticulous review of a set of mortgage loans with three clear goals in mind: ensuring full compliance with all applicable regulations, detecting any anomalies, and identifying overcharges—including issues created by compounded interest or other hidden fees. The work centres exclusively on mortgage loans, so familiarity with the common regulatory frameworks that govern residential lending is essential. I will supply digital files containing the loan agreements, payment histories, escrow calculations, and any amendment or modification documents. You may work in Excel, SQL, Python, or any other analytical tool you prefer, provided the final evidence is transparent and reproducible. Deliverables (all in editable electronic form) • A concise executive report that flags every instance of non-compliance, anomaly, or potential overcharge, citing the exact clause or regulation involved. • A supporting spreadsheet or coded workbook that shows how each figure was derived, including clear logic for compounded-interest checks. • A recommendations section outlining corrective actions or refunds owed, if any, and a high-level summary suitable for presentation to auditors or regulators. I’m happy to clarify data structure, field meanings, or regulatory references as needed so you can focus on the forensic analysis itself and turn around a clean, defensible set of findings.