I need a reliable Android specialist to build a lightweight mobile banking application focused on smooth bank-to-bank transfers. The core flow should let users view their current balance at a glance and then initiate a transfer in just a few taps, all safeguarded by biometric login (fingerprint or face ID only—no PIN fallback). Performance, stability, and security come first: the APK must run confidently on every current Android phone and handle sensitive data with proper encryption, secure networking, and up-to-date libraries. Pair that with a clean, contemporary Material 3 interface so users feel at home from the first screen. Deliverables • Full Android Studio project with 6readable, well-commented Kotlin or Java code • Modular architecture that keeps business logic separated from UI • Balance view, transfer workflow, biometric authentication, and basic settings screen ready for production testing • In-app error handling, loading states, and empty-state designs • Signed release build + installation guide • Two rounds of minor revisions after the first test build Please include links to past Android apps, a short note on the security practices you follow (HTTPS, encryption, obfuscation, etc.), your estimated timeline, and your fee breakdown. I’m ready to kick this off immediately.