I need a clean, well-structured Excel workbook that lets me stay on top of my day-to-day finances. The core of the file should revolve around three things: straightforward expense tracking, quick budget creation, and clear spending analysis. I will bring transactions in by copy-pasting the movements I download from my credit-card provider, so the layout has to welcome a bulk paste without breaking any formulas or formatting. Once the data is in, I want every line item to flow automatically into three cost groups—Groceries, Utilities, and Entertainment—so I can see totals and variances at a glance. If it makes sense to add a hidden mapping table or simple drop-down selectors for new categories later, please build that flexibility in. For reporting, a concise dashboard with monthly and year-to-date snapshots, plus a chart or two highlighting biggest spend areas, will cover my needs. Nothing overly complex: the emphasis is on speed and clarity rather than eye-candy. Deliverables • One Excel workbook (.xlsx) containing – A raw-data tab ready for pasted statements – Category mapping logic that feeds summary tables – Budget-vs-actual views and spending trend visuals • Brief inline documentation so I can tweak ranges or add cost groups down the road. Formulas and features should rely on native Excel (e.g., Tables, SUMIFS, dynamic arrays if available) so I’m not required to enable macros. If you typically use Power Query to clean pasted data, feel free; just keep the refresh steps obvious. I’d like to test the file with a sample statement before sign-off to be sure everything flows smoothly.