Project Title: Build a Personalized Personal Finance App for Pan-India Users Project Description: I want to create a personal finance mobile application that helps users across India track and manage their income, expenses, investments, debts, and savings — all in one place. The app should be personalized for different user types: Salaried individuals: Track salary, bills, and monthly budgets. Freelancers/self-employed: Manage variable income, projects, and taxes. Business owners: View simplified cash flow, supplier payments, and profit. Key Features: Personalized dashboards for each user type Add or track income, expenses, and investments (manually or automatically) QR code scanner for payments (detects merchant, amount, date & time) UPI integration — users can pay using any installed UPI/wallet app Integration with Account Aggregator & Credit Bureau APIs (for loans/investments) Insights and reports for daily, weekly, and monthly trends Secure data storage, DPDP 2023 compliance, and end-to-end encryption Simple UI/UX designed for all age groups Tech Preference: Frontend: Flutter or React Native Backend: Node.js / Python (FastAPI) Database: PostgreSQL + Redis Cloud: AWS or GCP Goal: To build a secure, easy-to-use, and AI-ready personal finance app that works seamlessly across all major Indian banks, wallets, and UPI platforms.