I’m building a full-featured MLM web application that combines a member wallet, withdrawal module, e-commerce storefront and delivery-partner tie-ins. The core genealogy must follow a modified matrix plan implemented as a forced matrix that allows me to spin up multiple independent MLM tables whenever a previous one fills. Fast, accurate tree rendering, spill-over handling and dynamic commission calculations are critical. Key modules I need: • Wallet & Withdrawal – real-time balance updates, admin-controlled payout rules and automated withdrawal requests. • Payment Processing – direct bank gateway integration plus Razorpay for cards, UPI and net-banking. All receipts have to reconcile automatically with the wallet ledger. • Genealogy Engine – modified forced matrix, configurable table sizes, auto-enrolment logic, re-entry options and visual tree explorer for admins and members alike. • E-commerce Layer – product catalogue, cart, coupon codes and commission triggers on every successful order. • Delivery Partner Hook – plug-in point for a courier API so orders generate shipping labels and tracking numbers right from the dashboard. Acceptance criteria 1. New member joins, pays through Razorpay or bank gateway and appears instantly in the correct matrix slot. 2. Commission, bonus and wallet balances recalculate within one minute after any qualifying event (signup, sale, table completion). 3. Admin can start a fresh matrix table with a single click without affecting existing tables. 4. Withdrawal request moves from “pending” to “processed” once a payout CSV is generated. 5. End-to-end flow—from product purchase to delivery tracking—works in a single test run. I’m happy to supply UI mock-ups and detailed commission formulas once development kicks off. Let’s discuss your preferred stack, timeline and any clarifying questions so we can get this live quickly.